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It said some of the poorest people in the UK are being charged interest rates of up to 94% a year to buy TVs or washing machines.
The All Party Parliamentary Group on Debt and Personal Finance now wants the regulator to take action.
First, Carney suggested base rate would edge up in small increments over the mid-term, so barring any massive hiccups to the system we don’t expect rampant rate rises. Second, as a borrower it depends if your loan is fixed or variable.
Case study: Borrower needs to borrow £1,600 and can afford to make monthly payments of £85/pcm. Ensure you borrow only what you need and what you can afford.
Three of the market leading Guarantor loans compare as follows;-